ZOHIRUL ISLAM

Credit Operations & Supply Chain Professional

Manikganj, BD.

About

Highly analytical professional with 2+ years of experience in credit operations, financial management, and supply chain logistics, driving operational excellence and accuracy. Proven expertise in optimizing inventory, managing loan portfolios, and ensuring precise financial reconciliation to support organizational growth. Leverages strong interpersonal and analytical skills to build client relationships and streamline field-based procurement processes.

Work

British American Tobacco Operations (via MS logistics limited)

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Seasonal Procurement & Warehouse Operations Assistant

Manikganj, Dhaka, Bangladesh

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Summary

Executed farm-gate procurement, managed logistics, and optimized warehouse operations for a major tobacco company.

Highlights

Executed raw tobacco purchasing operations at field intake offices, overseeing precision scale weighing and validating quality standards for efficient intake.

Managed logistics and dispatch by inspecting truck transport documents (chalans), overseeing dispatch logs, and maintaining systematic shipping records for 100% auditing compliance.

Coordinated receiving routines and managed product scanning protocols, optimizing warehouse capacity and maintaining 99%+ stock integrity.

Implemented structured inventory layouts to maximize storage efficiency and ensure continuous stock availability.

Basundhara Daridro Bimochon Khudro bebsayi Somiti

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Credit Officer

Ashulia, Dhaka, Bangladesh

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Summary

Managed microfinance credit groups, loan disbursements, and portfolio control to ensure financial accuracy and high recovery rates.

Highlights

Formed and oriented rural microfinance credit groups, conducting socio-economic evaluations to facilitate viable lending initiatives.

Managed daily loan disbursements and installment collections, maintaining 100% accuracy in cash reconciliation processes.

Monitored repayment schedules and proactively managed overdue accounts, contributing to high loan recovery rates.

Ensured complete accuracy of client passbooks, loan contracts, and daily ledgers, minimizing financial discrepancies.

Education

National University, Govt. Debendra College

Manikganj, Dhaka, Bangladesh
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Master Of Social Science (M.S.S) Political Science Grade: Cgpa 2.93 out of 4

National University, Govt. Debendra College

Manikganj, Dhaka, Bangladesh
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Bachelor Of Social Science (B.S.S) Political Science Grade: Cgpa 2.68 out of 4

Savar Cantonment Public School & College

Savar, Dhaka, Bangladesh
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Higher Secondary Certificate (H.S.C) Grade: GPA- 3.93

Manikganj Govt. High School

Manikganj, Dhaka, Bangladesh
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Secondary School Certificate (S.S.C) Grade: GPA- 4.06

Languages

English

Skills

Soft Skills

Strong communication, Interpersonal skills, Customer service, Relationship management, Team collaboration, Adaptability, Time management, Multitasking, Fast learning, Attention to detail.

Technical Skills

MS Office Suite, Word, Excel, PowerPoint, Google Sheets, AI-Assisted Research, Content Creation, Windows system use, Daily software management.